Legal Information

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City Holding Company strives to ensure that the information contained in this web site is accurate and reliable.

However, errors may sometimes occur. Therefore, City Holding Company disclaims any warranty of any kind, whether express or implied, as to any manner whatsoever relating to this web site. City Holding also expressly disclaims any obligation to correct or update information posted on this web site. City Holding Company may from time to time revise the information, services and the resources contained in this web site and reserves the right to make such changes without any obligation to notify past, current or prospective visitors. In no event shall City Holding Company be liable for any indirect, special, incidental, or consequential damages arising out of any use of the information contained herein.

Certain of the statements contained in this web site are forward-looking statements (rather than historical facts) that are subject to risks and uncertainties that could cause actual results to differ materially from those described. With respect to such forward-looking statements, City Holding Company seeks the protection afforded by the Private Securities Litigation Reform Act of 1995. Factors that may cause such a difference include, but are not limited to: (1) revenues may be lower than expected, or deposit attrition, operating costs or customer loss and business disruption may be greater than expected; (2) competitive pressures among depository and other financial institutions may increase significantly; (3) costs or difficulties related to the integration of businesses acquired by City Holding may be greater than expected; (4) changes in interest rate environment may reduce margins; (5) general economic or business conditions, either nationally or in the states or regions in which City Holding does business, may be less favorable than expected, resulting in, among other things, a deterioration in credit quality or a reduced demand for credit; (6) legislative or regulatory changes may adversely affect the businesses in which City Holding is engaged; (7) changes may occur in the securities markets; and (8) other factors discussed from time to time in City Holding's filings with the Securities and Exchange Commission, which are available at the Securities and Exchange Commission's web site at

City Holding makes no representations whatsoever about the opinions of any third party identified on its web site. City Holding neither regularly monitors nor has control over the content of third parties' statements or web sites. City Holding does not endorse or accept any responsibility for the content or the use of such firms' web sites.