Download our app

Personal Checking

Open a new City checking account and earn a direct deposit bonus

For select customers, we’re offering a $200 bonus when you open a new City checking account and set up direct deposit.

You can open your account online, in-person at any convenient City location, or speak with a local banker over the phone.

Which Checking Account is Best For You?

Take the Quiz

We have an account to meet your individual needs:

  • City Gold

    The ultimate in convenience and service. Save money on everyday purchases and enjoy cost-saving benefits from BaZing.

  • eStatement

    Perfect if you want basic checking with no monthly service fee and an electronic statement.

  • Premier

    For those who maintain higher balances and enjoy earning interest.

  • Community Hero

    A free checking account designed for first responders, school personnel, veterans and medical professionals.

  • Legacy

    A free checking account with no minimum balance or monthly fee for those ages 55 and up.

  • Checkless Checking

    A debit card-only account to help you manage your finances without overdraft or non-sufficient funds (NSF) fees.

  • Bounce Back

    A second chance account to help you get back on track.

  • Teen Checking

    Designed for ages 13-17, this account doesn’t have overdraft fees, monthly fees or minimum balances. Account holders have access to mobile banking with mobile deposit.

Two people using smartphone in kitchen at home

All City checking accounts come with:

Compare Our Accounts

  • City Gold

    Are cost-saving benefits important to you?

    • No minimum balance
    • Interest paid on all balances
    • Free non-City ATM transactions5
    • Unlimited free boxes of City signature-style checks; $5 off orders of checks in other styles
    • $5 monthly service fee
    • Cost-saving benefits including cell phone protection, Identity theft aid, roadside assistance, shopping and dining discounts, pharmacy discounts and more

  • eStatement

    Do you want a free checking account with eStatements?

    • No minimum balance
    • No monthly service fee after enrollment in eStatements6
    • First order of checks free

  • Community Hero

    Are you a community hero?

    • No minimum balance
    • No monthly service fee
    • Interest paid on all balances
    • Free non-City ATM transactions5
    • Unlimited signature-style checks; $5 off orders of checks in other styles

  • Legacy

    Are you 55 or older?

    • No minimum balance
    • No monthly service fee
    • Free non-City ATM transactions5
    • Unlimited signature-style checks; $5 off orders of checks in other styles

  • Teen Checking

    Do you have a teen between the ages of 13 and 17?

    For information on services visit our Teen Checking page.

  • Premier

    Do you maintain higher balances and want interest?

    • Interest paid on all balances
    • Free non-City ATM transactions5
    • Two free cashier’s checks per month
    • $10 monthly service fee if balance drops below $1,000

  • Bounce Back

    Have you been turned down for a checking account?

    • No minimum balance
    • Monthly service fee of $6.99 with direct deposit, $8.99 without

  • Checkless Checking

    Do you want to avoid overdraft fees?

    For information on services visit our Checkless Checking page.

Switch to City

Open an account online or visit your local branch. 

Open an AccountVisit Your Local Branch