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Financial Highlights

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2023 FY2022 FY2021 FY2020 FY2019 FY
Balance Sheet
Total Assets6,168,0525,878,1066,003,6955,758,640N/A
Total Net Loans4,103,1783,629,1503,525,6483,597,570N/A
Total Deposits4,934,2624,869,8664,925,3364,652,216N/A
Equity Attributable to Parent Company677,066577,852681,105701,106N/A
Total Equity677,066577,852681,105701,106N/A
COVID-19 Financial Disclosure
Paycheck Protection Program Loan006,57155,429N/A
PPP Loan Ratio000.191.54N/A
COVID-19 Loan Modification04002000108,000N/A
COVID-19 Loan Modification Ratio00.010.063N/A
Processing Fees on PPP Loans050040001,600N/A
Profitability (%)
Net Income114,365102,07188,08089,595N/A
Net Income Attributable to Parent114,365102,07188,08089,595N/A
ROAA1.871.711.491.661.80
Core ROAA2.011.741.491.421.81
ROAE18.0016.4912.6712.8814.01
ROATCE24.1220.3415.3215.6317.44
Core ROAE19.3016.7712.6711.0214.08
Net Interest Margin4.013.332.893.163.59
Efficiency Ratio46.2948.3151.4351.5850.22
Noninterest Inc / Operating Revenue25.1128.7330.4529.4829.07
Balance Sheet Ratios (%)
Loans / Deposits83.6274.8771.9577.8688.71
Securities / Assets22.2026.0223.8820.9517.73
Total Equity / Total Assets10.989.8311.3412.1713.11
Tangible Equity / Tangible Assets8.578.029.5810.3310.98
Tang Common Equity / Tang Assets8.578.029.5810.3310.98
Asset Quality (%)
NPAs / Assets0.130.400.480.700.91
NPA Excl Restructured / Assets0.130.100.130.240.32
NPAs & 90+ PD / Assets0.140.410.480.700.92
NPAs / Loans & REO0.200.650.811.101.26
Nonaccrual & 90+ & OREO / Assets0.140.110.130.240.33
NPAs & 90+ PD / Loans & REO0.210.660.811.101.27
NPA & Loans 90+ / Tangible Common Equity + LLR1.595.004.966.598.38
NCOs / Avg Loans0.010.040.090.100.09
Loan Loss Reserves / Gross Loans0.550.470.510.680.32
Reserves / NPAs274.4072.0263.0461.3425.31
Loan Loss Provision / NCO1,340.0830.94-98.35304.43-39.97
Capital Adequacy
Tier 1 Common Capital (CET1)627,579598,068555,532557,641532,640
Tier 1 Capital627,579598,068555,532557,641532,640
Tier 2 Capital21,06714,58614,80419,65111,651
Total Capital648,646612,654570,336577,292548,291
Total Risk-weighted Assets3,996,6883,685,2073,453,8933,446,7743,319,405
Tier 1 Common Capital (CET1) Ratio15.7016.2316.0816.1816.05
Tier 1 Ratio15.7016.2316.0816.1816.17
Total Capital Ratio16.2316.6216.5116.7516.52
Liquidity Coverage RatioN/AN/AN/AN/AN/A
Leverage Ratio10.2310.019.4410.2210.98
Basel III Leverage RatioN/AN/AN/AN/AN/A
Per Share Information ($)
Common Shares Outstanding14,831,81714,788,14915,061,85815,767,50816,303,439
Avg Diluted Shares14,891,00014,873,00015,407,00015,995,00016,333,000
Basic Book Value per Share45.6539.0845.2244.4740.36
Book Value per Share, As Reported45.6539.0845.2244.4740.36
Basic Tangible Book Value per Share34.6931.2537.4436.9432.98
Tangible Book Value per Share, As Reported34.6931.2537.4436.9432.98
Common Dividends Declared per Share2.732.502.342.292.20
EPS after Extra7.616.805.665.555.42
EPS after Extra Growth11.9120.141.982.4020.71
Core EPS8.166.915.664.745.45
Core EPS Growth18.0722.2219.33-13.034.84
Diluted EPS before Amortization7.776.895.765.655.54
Pre-Provision Earnings per Share8.126.775.405.085.31

Data shown on this page is for convenience only, extracted from SEC filings.
For access to the original filings, please click the headers to be taken directly to the filing at the SEC website.