Manage your overdraft coverage by reading this section, then scroll down to enter and submit your decisions.
An overdraft occurs when you do not have enough money in your account to cover a transaction, but we pay it as a courtesy to you. We can cover your overdrafts in one of two ways.
We do authorize and pay overdrafts for the following types of transactions through our Bounce Protection standard discretionary overdraft service:
We do not authorize and pay overdrafts for the following types of transactions unless you ask us to by opting into Bounce Protection Plus, our optional secondary discretionary overdraft service:
We pay overdrafts at our discretion, which means we do not guarantee that we will always authorize and pay any type of transaction. If we do not authorize and pay an overdraft, your transaction will be declined.
Under our standard overdraft practices:
City National Bank strives to authorize and pay overdrafts on these transactions unless you request otherwise. Complete and submit the Bounce Protection selection below to opt out of this benefit or to change your previous decision. You may also contact your local branch.
City National Bank requires that you give us permission to provide this service by completing and submitting the Bounce Protection Plus selection below or by contacting your local branch. You may also change your previous decision the same way.
VISIT any City National branch to opt-in or opt-out in person
MAIL the opt-in/opt-out disclosure form [available here] to:
CALL your local branch.