Home Equity Line of Credit

Unlock your home's potential with a City National Bank Home Equity Line of Credit (HELOC).

Whether you're starting a home improvement project, consolidating debt, or need to fund a vacation getaway, City's HELOC is your key to success. Call 1-800-896-0769 to get started or come see us at your local branch.

 

 

Home Equity Line of Credit

  • No first year annual fee.
  • No closing costs.1
  • Same day approval.
  • Interest may be tax deductible.1
  • Pay off other existing lines of credit.

Home Equity Loans
All the same advantages of our HELOC in a low-interest, fixed-rate loan.

 

1 Home equity line of credit: Maximum Loan to Values (LTVs) of 89%. Your home must be a single-family, owner-occupied residence. Manufactured homes do not qualify. Hazard insurance is required. Flood insurance may be required. Offers not available to existing City National Bank Home Equity customers. Rates are based on predetermined margins at or above the prime lending rate as published in The Wall Street Journal and may vary monthly but will never go below a floor rate of 3.74%. As of 03/25/2014, the Annual Percentage Rate (APR) ranged from 3.74% to 5.25%. Maximum APR is 18%. $50 annual fee waived for the first year. Early payoff fee equal to 1% of the credit balance of the credit agreement or $250, whichever is less, if the line is closed within 12 months of opening. A payment of principal plus interest will be required after initial draw period. Consult a tax advisor regarding deductibility of interest.